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Cumby State Bank

201 W. Main, Cumby, , 75433 Property Website Dated Posted: March 28, 2017


Circa 1900

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About This Old House

On February 11, 1916, the Cumby Rustler newspaper announced the Cumby State Bank, incorporated in 1907, had moved to their “spacious quarters in the Howard Building.” The 1900 building owned by H.J. Howard had been purchased by the bank and renovated to include a “massive vault door, the only one of its kind in the county.” Over a century later, this 1,602 sq. ft. building has once again been uniquely renovated and restored. Designed as a residential conversion, the space could easily be used for a professional services or home-based business. While staying true to the architectural footprint and character of the bank, the design integrates modern amenities within a historic context. The restored corner entrance includes 8’ tall double doors that open to a floor tiled in U.S. pennies while overhead is a 16’ tall ceiling with the original ornate tin panels painted a gorgeous antique metallic copper. A custom light fixture fabricated from chicken feeders illuminates the main living area. A 1930s vault door, repurposed as a slider, exposes a half bath with penny floors, antique washstand and designer lighting.
The beautiful patina of the antique brick flooring and the white tin ceiling provide a nice contrast to the spacious modern kitchen and stainless steel appliances. A salvaged door from a 1905 post office provides street access while French doors open up to a private, gated courtyard.
A custom floating staircase takes you to a warm and open loft bedroom with century old brick walls, exposed rafters, and gorgeous wood floors. The remodeled full bath is full of vintage charm from the hex tile flooring to a sewing machine trestle vanity. The bedroom also has a walk-in closet.
Other amenities include a mini-split HVAC system, new insulated roof, gutters, laundry room and climate controlled storage space. The exterior brick was repointed.
The bank is located in Cumby, Texas, a small town in the beautiful farm and ranch country of East Texas. For big city entertainment, the bank is approximately an hour east of Dallas. In 15 minutes you can be shopping in Greenville or strolling along the beautiful square in Sulphur Springs. Collegiate sports and fine arts can be found at nearby Texas A&M – Commerce. For you pickers – Canton, home to First Monday Trade Days, is less than an hour’s drive!

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